Insurance Coverage


January 2025 New York Insurance Coverage Law Update
January 27, 2025 | Joanne M. Engeldrum | Insurance Coverage

Court Finds “Insured Location” Exception To Business Exclusion Inapplicable Because Insured No Longer Resided At Location And Insured Has Obligation To Know Policy Terms

The insured owned premises located in Huntington Station, NY. The Claimant was allegedly injured when she slipped and fell at the premises. The Claimant sued the insured and the insured sought

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January 2025 Insurance Update
January 22, 2025 | Robert Tugander | Greg E. Mann | Insurance Coverage

We kick off the year with a quartet of state supreme court decisions and an intermediate appellate court ruling that has insurers breathing a harmonious sigh of relief.

Policyholders and insurers often disagree over what the policy means by the word “damages.” The Ohio Supreme Court takes up this issue when considering whether payment into

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New York Insurance Coverage Law Update — Compilation 2024
January 16, 2025 | Alan C. Eagle | Insurance Coverage

Please click the link below to view the New York Insurance Coverage Law Update – Compilation 2024.

New York Insurance Coverage Law Update 2024

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Mann Publishes Article in Winter 2024 Issue of USLAW Magazine
December 27, 2024 | Greg E. Mann | Bankruptcy | Insurance Coverage

Greg Mann wrote “Supreme Court Marks Major Change in Insurers’ Role in Bankruptcy Proceedings” for USLAW Magazine. The story discusses how insurers can now object to insureds’ Chapter 11 reorganizations, thanks to a decision from this past U.S. Supreme Court term.

Click here to read the article.

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December 2024 New York Insurance Coverage Law Update
December 23, 2024 | Alan C. Eagle | Insurance Coverage

Second Department Upholds Summary Judgment To Insurer Finding Assault Not Covered Even Though Labeled By Claimant As Negligence

The insured punched and kicked the Claimant, causing injuries. The Claimant sued the insured alleging that the insured assaulted him, and negligently and recklessly caused his injuries. Nationwide Mutual Fire Insurance Company filed a declaratory judgment action

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December 2024 Insurance Update
December 19, 2024 | Robert Tugander | Greg E. Mann | Insurance Coverage

There’s been plenty of litigation over whether construction defect claims qualify for coverage under a CGL policy. This month, we discuss two federal circuit court rulings (First and Seventh Circuits) that reach opposite conclusions. The divergence, however, lies not on whether faulty workmanship is an “occurrence,” but whether the business risk exclusions apply. Waiver factored

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November 2024 Insurance Update
November 21, 2024 | Robert Tugander | Greg E. Mann | Insurance Coverage

In this month’s update, we’re discussing cases involving climate change, hurricanes, cryptocurrency, and aerial spraying.

We begin in Hawaii where that state’s high court became the first to decide whether greenhouse gas emissions are pollutants under an insurance policy.  The court also considers whether there is an “occurrence” when the insured is aware of the

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October 2024 New York Insurance Coverage Law Update
October 30, 2024 | Alan C. Eagle | Insurance Coverage

Northern District Denies Insurer’s Motion For Summary Judgment Finding Questions Of Fact Whether Insured Expected Or Intended Claimant’s Injuries  

The insured admittedly punched and threw the claimant to the ground, but the insured maintained during her plea for reckless assault in criminal court that the claimant was the aggressor, she acted in self-defense, and

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October 2024 Insurance Update
October 22, 2024 | Robert Tugander | Greg E. Mann | Insurance Coverage

There is a famous scene in The Pink Panther Strikes Again where inspector Clouseau asks a hotel clerk if his dog bites, to which the clerk responds “no.” When Clouseau goes to pet the dog, it viciously bites him on the hand. Clouseau says, “I thought you said your dog did not bite!” The clerk

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September 2024 New York Insurance Coverage Law Update
September 26, 2024 | Alan C. Eagle | Insurance Coverage

Southern District Holds Insured Not Entitled To Judgment On Pleadings As To Duty To Defend Because Extrinsic Evidence May Show Duty Is Terminated

Color Techniques, Inc. (CTI) sold ingredients used in cosmetic formulations and was insured by Ironshore Specialty Insurance Company under a series of Environmental Protection Insurance Coverage Package policies. The insurer sued CTI,

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